Tool
Physical Therapy Practice Loan Calculator
Estimate physical therapy clinic acquisition or startup financing with purchase price, rehab equipment, tenant improvements, working capital, owner therapist compensation, debt service, DSCR, and funding gaps.
Check visit collections after therapist payroll and clinic overhead
Physical therapy clinic financing often depends on referral volume, visits per week, collections per visit, payer mix, therapist payroll, rehab equipment, leasehold work, working capital, owner therapist compensation, existing debt, and lender DSCR. Compare this estimate with the medical practice loan calculator, chiropractic practice loan calculator, business acquisition loan calculator, SBA 7(a) loan calculator, equipment financing calculator, and DSCR calculator.
This calculator is an estimate for planning and comparison only. It does not provide lending, valuation, accounting, tax, legal, physical therapy practice management, payer-contracting, billing, referral, or clinical advice. Confirm numbers with your lender, CPA, attorney, broker, practice consultant, and billing advisor.