Tool

Equipment Financing Calculator

Estimate equipment loan payments, financing fees, balloon or residual balance, total cost, and the cash flow needed to support the payment.

Compare the equipment payment against cash flow

Equipment financing can preserve cash compared with paying upfront, but fees, balloon payments, collateral terms, and utilization matter. Compare this estimate with the business loan calculator, business loan APR calculator, and DSCR calculator.

This calculator is an estimate for planning and comparison only. Confirm lender terms, tax treatment, accounting treatment, depreciation, lease classification, collateral, and guarantees before financing equipment.