Tool

Business Acquisition Loan Calculator

Estimate bank loan payments, seller note debt service, buyer cash needed, DSCR, and funding gaps before buying a business.

Use cash flow before chasing price

A business acquisition can look affordable on purchase price but fail once seller note payments, bank debt, working capital reserves, and closing costs are included. Compare this estimate with the SBA loan calculator, DSCR calculator, and business loan affordability calculator.

This calculator is an estimate for planning and comparison only. It does not replace lender underwriting, legal review, quality of earnings work, tax advice, valuation, due diligence, or deal structuring advice.