Tool

SBA Loan Maximum Amount Calculator

Estimate the maximum SBA loan amount supported by business cash flow, DSCR, existing debt service, borrower cash, equity injection, financing limits, and estimated fees.

Use this before asking lenders for offers

A maximum loan estimate helps decide whether cash flow, borrower cash, or program financing limits are the real constraint. Compare the result with the SBA loan eligibility calculator, SBA loan down payment calculator, SBA loan guarantee fee calculator, and SBA loan offer comparison calculator.

This calculator is an estimate for planning and comparison only. It is not an official SBA maximum loan determination, lender approval, credit decision, legal advice, tax advice, accounting advice, or financial advice.