Tool

SBA Loan Guarantee Fee Calculator

Estimate the SBA guaranteed portion, upfront guarantee fee, packaging and closing costs, financed fees, cash due at closing, monthly fee cost, and fee load before comparing lender terms.

Use this against lender fee estimates

SBA guarantee fee rules, lender fees, packaging fees, referral fees, and closing costs can change by program, loan size, and lender. After estimating the fee load, compare the full payment with the SBA loan calculator, borrower cash with the SBA loan down payment calculator, application readiness with the SBA loan document checklist generator, and repayment coverage with the SBA 7(a) loan calculator.

This calculator is an estimate for planning and comparison only. It is not an official SBA fee schedule, lender disclosure, legal advice, tax advice, accounting advice, or financial advice.