Tool

SBA Loan Eligibility Calculator

Check common SBA loan eligibility signals before preparing a lender package, including business type, U.S. operations, use of funds, owner equity, taxes, credit, cash flow, and size standards.

Use this before building the lender package

SBA eligibility is not only about the payment. A lender may screen business type, U.S. operations, size standards, use of funds, owner equity, taxes, federal debt status, credit history, guarantees, cash flow, and documentation before underwriting. Compare this checklist with the SBA loan down payment calculator, SBA 7(a) loan calculator, business loan prequalification calculator, and DSCR calculator.

This calculator is an estimate and checklist for planning only. It is not an official SBA eligibility determination, lender approval, legal advice, tax advice, accounting advice, or financial advice.