Tool

SBA Loan Calculator

Estimate SBA-style business loan payments, down payment, fees, net proceeds, total cost, and monthly sales needed to support repayment.

Use current lender terms

SBA-style loan terms can vary by program, lender, borrower, collateral, use of funds, and timing. Enter the rate and fees from your actual offer, then compare the result with the business loan affordability calculator, business loan comparison calculator, and DSCR calculator.

This calculator is an estimate for planning and comparison only. It is not an official SBA calculator and does not provide financial, legal, accounting, tax, or lending advice.