Tool

Business Loan Prequalification Calculator

Estimate whether a requested business loan is likely to screen well before applying, using payment pressure, DSCR, revenue, credit score, time in business, collateral, and borrower cash.

Screen the loan before applying

A prequalification screen should not stop at requested loan amount. Lenders may look at payment coverage, DSCR, revenue size, existing debt, credit profile, time in business, collateral support, available cash, and use of funds. Compare this estimate with the business loan affordability calculator, business loan calculator, SBA loan down payment calculator, and DSCR calculator.

This calculator is an estimate for planning and comparison only. It is not a lender approval, credit decision, SBA eligibility determination, financial advice, legal advice, accounting advice, or tax advice.