Tool

SBA Loan DSCR Calculator

Calculate SBA loan debt service coverage ratio from business cash flow, existing debt service, proposed loan payment, target DSCR, and a stress-test haircut.

Use this before sizing or comparing an SBA loan

DSCR is often one of the first repayment screens for SBA-style financing. Use this page with the SBA loan maximum amount calculator, SBA loan offer comparison calculator, SBA 7(a) loan calculator, and the general debt service coverage ratio calculator.

This calculator is an estimate for planning and comparison only. It is not an official SBA underwriting result, lender approval, credit decision, legal advice, tax advice, accounting advice, or financial advice.