Tool

Business Loan Affordability Calculator

Estimate the maximum business loan your cash flow can support using target DSCR, existing debt, sales, interest rate, and repayment term.

Use affordability before applying

Loan affordability depends on both cash flow coverage and monthly payment pressure. Use this estimate before comparing offers with the business loan calculator, business loan comparison calculator, and DSCR calculator.

This calculator is an estimate for planning and comparison only. Lenders may calculate cash flow, add-backs, existing debt, DSCR, guarantees, collateral, and approval limits differently.