Tool

Self Storage Loan Calculator

Estimate self-storage acquisition or expansion financing with rent, occupancy, NOI, debt service, DSCR, LTV, debt yield, borrower cash, and funding gaps.

Purchase price / property value Expansion / improvement budget Closing and due diligence costs Borrower cash contribution Loan amount Annual interest rate % Amortization months Loan term before balloon months Origination / lender fee % Fixed lender fees Rentable square feet Monthly rent per square foot Economic occupancy % Other monthly income Operating expense % of income Annual capital reserve Target DSCR Target maximum LTV %

Model rent, occupancy, and leverage together

Self-storage financing is usually constrained by stabilized income, occupancy, operating expenses, LTV, DSCR, debt yield, reserves, and any value-add budget. Compare this estimate with the commercial mortgage calculator, commercial bridge loan calculator, commercial refinance calculator, and DSCR calculator.

This calculator is an estimate for planning and comparison only. It does not replace lender underwriting, appraisal, market rent study, environmental review, zoning review, tax advice, legal advice, or property due diligence.