Tool

Commercial Refinance Calculator

Compare a current commercial mortgage with a refinance offer, including monthly savings, cash out, LTV, DSCR, balloon balance, and break-even timing.

Separate payment savings from refinance risk

A commercial refinance can lower payment pressure or unlock cash, but fees, penalties, a larger loan balance, DSCR limits, LTV limits, and a future balloon payment can change the result. Compare this estimate with the commercial mortgage calculator, commercial bridge loan calculator, DSCR calculator, and business loan refinance calculator.

This calculator is an estimate for planning and comparison only. It does not replace lender underwriting, appraisal, lease analysis, tax advice, legal advice, prepayment penalty review, or commercial real estate due diligence.