Tool

Hotel Loan Calculator

Estimate hotel acquisition or renovation financing with ADR, occupancy, RevPAR, NOI, debt service, DSCR, LTV, debt yield, borrower cash, and funding gaps.

Purchase price / hotel value PIP / renovation budget Closing, franchise, and diligence costs Borrower cash contribution Loan amount Annual interest rate % Amortization months Loan term before balloon months Origination / lender fee % Fixed lender fees Number of rooms Average daily rate (ADR) Occupancy % Other revenue per occupied room night Operating expense % of revenue Annual FF&E / capital reserve Target DSCR Target maximum LTV %

Model revenue, reserves, and leverage together

Hotel financing is usually constrained by trailing and stabilized NOI, ADR, occupancy, RevPAR, franchise or PIP requirements, FF&E reserves, DSCR, LTV, and debt yield. Compare this estimate with the commercial mortgage calculator, commercial bridge loan calculator, commercial refinance calculator, and DSCR calculator.

This calculator is an estimate for planning and comparison only. It does not replace lender underwriting, appraisal, brand or franchise review, STR or market study, PIP review, environmental review, legal advice, tax advice, or hotel due diligence.