Tool

Late Payment Interest Calculator

Estimate interest and fixed late fees for an overdue invoice, then copy a clear balance update for the client.

Before adding late payment interest

Only add interest or fixed late fees when your invoice terms, contract, and local rules allow it. This calculator estimates a balance for planning and communication; it is not legal, tax, accounting, or financial advice.

If the invoice is disputed, clarify the scope or amount before adding charges. For relationship-sensitive clients, consider sending a reminder or payment plan request first.