Tool

Invoice Factoring Calculator

Estimate how much cash an invoice factoring offer could provide after advance rates, reserves, fees, and expected collection timing.

Before factoring an invoice

Invoice factoring can improve cash flow, but the fee, reserve terms, customer notification, recourse rules, and contract details matter. Compare the effective cost against other financing options before accepting an offer.

This calculator is an estimate for planning and comparison only. It is not financial, legal, accounting, or tax advice.